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Follow-up cost insurance
What happens if follow-up treatment is needed after cosmetic surgery? Follow-up cost insurance can protect you against the costs.
Why cover can make sense
Even with careful planning and professional execution, complications after cosmetic surgery can never be completely ruled out, for example secondary bleeding, seromas (fluid accumulations), infections, thromboses or wound healing problems. Aesthetic procedures are generally not medically necessary. German statutory health insurers can therefore reclaim the costs of follow-up treatment in whole or in part from the patient under § 52(2) SGB V. Follow-up cost insurance can cover these financial consequences, also after gynaecomastia surgery, liposuction or eyelid surgery abroad.
medassure beauty
- Basic and premium tariff, sum insured in the premium tariff up to €300,000
- Covers possible recourse claims by the health insurer (up to €150,000 in the basic tariff, up to €300,000 in the premium tariff)
- Cover for treatment in private clinics up to €10,000 (basic) or €15,000 (premium)
- Reimbursement of medical services up to 3.5 times (basic) or 5.5 times the GOÄ rate (premium)
- Cover for one, two or five years, single premium depending on procedure, tariff and duration
- Free choice of doctor for the necessary follow-up treatment
safe4beauty
- Cover for medically necessary follow-up treatment up to €300,000 per insured procedure
- Covers reclaims by the health insurer after complications, up to 50% of the total complication costs
- Single premium depending on procedure and duration
- Cover for 365 days from the surgery date
Important to know
- Only objective, medically necessary follow-up treatment is insured. Dissatisfaction with the result is not an insured complication.
- The provider's current insurance conditions always apply. Premiums, sums and benefits may change.
- Take out the insurance before the surgery date if possible.
- MANN-OP is not an insurer. The contract is concluded directly with the provider.
We are happy to advise you personally: +49 7161 507 28 85 or by WhatsApp.
Information according to the providers, as of October 2026, without guarantee. Some of the links are partner links.